Ring in 2022!

William Hunt • January 3, 2022

Happy New Year to all members and friends of GBU!

It has been an eventful year at GBU and no doubt in your world as well. I hope that you all had a small escape from the ups-and-downs of COVID and were able to enjoy a happy holiday season with your loved ones. This past year has had its triumphs with development of new vaccines and treatments for COVID-19 and difficulties with new variants as well as supply chain and worker shortages worldwide. But as always, we at GBU Life weathered the storm and are optimistic about 2022. We remain committed to helping you protect and grow your assets while offering you the best member benefits, opportunities for community development and fraternalism in the industry.

In 2021, we continued our efforts to support the local and national organizations that were doing great things to help our members' communities. We developed our new Give Back Groups program, which allows our members to help their local communities where they see a need. We continued our strong support of organizations servicing our military service members and veterans while helping support organizations focusing on children.

We look forward to expanding these programs in 2022 and hope that you will allow us to assist you in the great things you are doing in your communities. We also saw member engagement increase more than ever in 2021 as many of you got together to attend both in-person and virtual events.

This past year, GBU Life launched multiple new life insurance and annuity products. Our Secure Whole Life Series and Select Choice Term Life products allow higher face values with expanded rider options.

Our new Asset Guard Multi-Year Guaranteed Annuities (MYGA) are a single premium product that guarantees your interest rate for 2-, 3-, 4- or 5-year terms, providing our members even more opportunities for assured growth of their funds.

GBU continues to grow in many ways. During 2021 we were approved to offer products in an additional 20-plus states; We gained 3,300 new GBU members through new policies and members who have joined our Society via Assumption Reinsurance transactions. We will add many more new members with our newest District 5000-Inddeeppeennddeenntt Order of Vikings (IOV), which we hope to finalize early in 2022. More news will be shared on that topic in the second quarter.

To support our continued growth, we have welcomed new employees in all areas of GBU. Further, we continue our technology and operations advancement to modernize and streamline new business and service processes. These changes will ensure that each of you, our valued members and distribution partners, have the best possible experience when working with GBU.

We are still closing out finances for 2021, but we expect strong growth in our assets while expanding our secure reserve funds. We will publish all of the details for you in the 2022 Annual Report, which you can anticipate during the year's second quarter. Although it is easy to feel uncertain about the world around us, we remain very confident at GBU Life in the year to come and look forward to building on the significant advancements we have made over the last few years to further strengthen and grow our Society in a secure manner.

We look forward to servicing and supporting you throughout 2022 and beyond.

All the best,

William Hunt, CEO

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