Privacy Policy
Facts
What Does GBU Financial Life Do with Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include the following:
- Social Security Number and name, address and date of birth
- Assets and income
- Wire transfer instructions and financial information
When you are no longer our member, we continue to share your information as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information, the reasons GBU Financial Life (hereinafter referred to as “GBU”) chooses to share and whether you can limit this sharing.
| Reasons We Can Share Your Personal Information | Does GBU Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations or report to credit bureaus | Yes | No |
| For our marketing purposes - to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our vendor partners’ everyday business purpose - information about your transactions and experiences | Yes | No |
| For our vendor partners’ everyday business purposes - information about your creditworthiness | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions?
Visit us online at gbu.org
Who Are We
Who is providing this notice?
Companies owned by GBU using the name(s) GBU, GBU Life or GBU Financial Life to provide financial services to members. GBU Life is the marketing name for GBU Financial Life.
What We Do
How does GBU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does GBU collect my personal information?
We collect your personal information, for example, when you
- Apply for a financial product
- Request additional services
- Update your contact or account information
Depending on your product, we may also collect your personal information from other companies under certain circumstances.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes-information about your creditworthiness
- Affiliates from using certain information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include companies that utilize the names GBU, GBU Life or GBU Financial Life.
Nonaffiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- GBU does not share your creditworthiness or any marketing information with nonaffiliates.
Joint marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
- GBU does not engage in joint marketing.
Other Important Information
Under certain circumstances, GBU may collect or receive certain medical information. This medical information is used only to service your policy and not for any marketing purposes. We do not share medical information with nonaffiliates.
“Go Green” with GBU Life. To receive statements and confirmations digitally, call or email GBU Member Services or elect upon establishing your online portal. Please be advised that you will receive mailed statements and confirmations of account activity when we are required by law to deliver any notice, report or statement, including notice of elections, and amendments to the Articles of Incorporation and Bylaws of GBU.