Let’s Compare Qualified and Non-Qualified Annuities
April 20, 2022
| Qualified | Non-Qualified |
|---|---|
| Funded with pre-tax money. | Funded with post-tax money. |
| Taxes are paid after retirement when distributions are made. | No income taxes paid on principal upon withdrawal. Taxes are only due on interest earned. |
| Less expensive to fund now. Tax savings occurs immediately. | More expensive to fund now. Tax savings occurs in the future. |
| Traditional retirement accounts such as 401k and IRAs are qualified retirement savings vehicles. | Withdrawals are taken from accrued interest first and are taxed until all interest is paid, then principal is paid out tax free. |
2025 Financial Impact Report
Practical Tips to Organize For Your Well-Being
Rest as a Form of Productivity
Each year, we set aside time to deep clean and organize our homes. But when was the last time you set aside time to organize your finances? We sat down with GBU Life Home Office agents Leah Teahl and Dominic Nicciai to learn about the benefits of an annual financial review and how you can get started.
Every child can name a teacher who made a difference: the one who stayed late to help, offered encouragement at just the right moment or made learning feel exciting. Recognizing a teacher’s dedication doesn’t require grand gestures, but it does call for intention. Thoughtful appreciation gifts, especially during Teacher Appreciation Week or year-end celebrations, offer a tangible way to express heartfelt gratitude.
Board Election GBU Financial Life’s national bylaws allow adult insured members (as defined in Article VI, Section 1 of the bylaws) the right to vote for the organization’s Board of Directors. Ballots will be mailed at the beginning of August 2026 to all eligible members. Eligible members may vote by paper ballot via mail or electronic ballot online once they receive their ballot. Cumulative voting or voting by proxy is not permitted.
We hope the holiday brought you moments of rest and joy for the year ahead, giving you time to recharge and look forward with renewed purpose.
Winter is a magical time filled with holidays and the warmth of togetherness. It’s the perfect season to start traditions that your kids will look forward to every year. Here are some creative ideas to start your family’s unique winter traditions!
To help you shine at your next workplace white elephant party, here’s a list of affordable and useful gift ideas.
Here are 9 unique and meaningful ways to express your gratitude.