Youth 3 Pay Life Insurance
January 3, 2025
Kick-start your child’s journey to financial success with a whole life policy from GBU Life. GBU’s Youth 3 Pay Life Insurance is permanent life insurance that offers a lifetime of coverage with just three annual payments.
Why Whole Life Insurance?
Why Whole Life Insurance?
Cash Value Growth.
Whole life insurance policies accumulate cash value over time. This cash value can be borrowed against (with interest) or used to help secure education loans, home down payments or during emergencies. Loans have no fees or penalties.
Dividends.
Whole life policies may also earn dividends. These can be used to purchase additional coverage or paid out in cash.
Coverage for Life.
Whole life insurance is permanent life insurance. Youth 3 Pay Whole Life gives your child lifetime coverage at a competitive rate.
Member Benefits That Grow with Your Child
Member Benefits That Grow with Your Child
With the purchase of a whole life policy, your child becomes a lifetime member of GBU. With that membership comes a suite of member benefits that range from college assistance to special interest groups.
- Outstanding scholarship and grant opportunities.
- Volunteer programs.
- Exclusive access to educational programs and social events.
- Language learning reimbursement.
Product Highlights
- Face values range from $5,000 to $50,000 for youth ages 0-17.
- Policy is fully paid in three annual payments.
- Optional riders are available.
- Guaranteed Purchase Option Rider: allows periodic purchase of additional coverage, regardless of health, until age 40.
- Accidental Death Benefit Rider: pays an additional benefit in the case of a covered accidental death.
GBU Life is the marketing name for GBU Financial Life. Life insurance is underwritten by GBU Financial Life (GBU), Pittsburgh, PA. Policy will mature when insured reaches age 121.
Dividend payments are not guaranteed as the assumptions on which they are based are subject to change. A parent or legal guardian must sign the application. If the policy is to be owned by someone other than the parent or legal guardian, the parent or legal guardian must also sign the application. Riders are optional and have additional fees associated with them. Loans and withdrawals taken against a permanent life insurance policy will reduce the death benefit and may result in a taxable situation. Policy and features are subject to approval and may not be available in all states. Please see policy and rider coverage for complete
details.
GBU and its agents do not provide tax, legal or investment advice. Please consult with a legal or tax professional prior to the purchase of any contract. Contract Form Series: ICC19-Y3Pay, FL20-Y3Pay, Gen-Y3Pay, ICC19-Mem3Pay, FL20-Mem3Pay, Gen-Mem3Pay.
A Life Dedicated to Heritage, Fellowship, and Service
The GBU Life Scholarship Awards support students in college, trade programs, non-college programs, and graduate school, helping them achieve their dreams, setting them on a career path and realizing life goals. Since its founding, the GBU Foundation has awarded 4,500 scholarships and educational grants totaling more than $3.2 million. In 2025, 215 members received $226,000 to support their two‑year, four‑year and graduate studies. Here’s a look at where the rubber meets the road — as we check in on past grantees to see how their scholarship awards have helped them stay on course, where they are now, and where they hope to be in the future.
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