Money Moves Recent Grads Should Consider

January 3, 2025
Graduating from college is an exciting milestone, but it’s also the perfect time to focus on your financial future. Building on the foundation you’ve already laid the groundwork for with smart money choices will set you up for long-term success. Here are a few key financial products to consider as you take the next step.

Defined Benefit Annuity: If you want to take charge of your future retirement, starting early is key. Our Defined Benefit Annuity, a system that combines an online tool with our Future Flex Fixed Index Annuity, provides guidance for building a steady income stream for the future.

Whole Life Insurance: Whole life insurance policies not only provide life coverage but also build cash value over time, making them a smart financial decision. If you already have a Youth 3 Pay Life policy with a Guaranteed Purchase Option Rider, stick with it and keep adding to it! You can even borrow against the cash value to help with financial emergencies, a house down payment or other expenses.* If you do not have a Guaranteed Purchase Option Rider, now is a great time to purchase additional whole life insurance to build cash value and/or term insurance to help provide financial security for your loved ones in the future.

Term life insurance can help provide financial protection for your loved ones should you pass away unexpectedly. The death benefit can be used to pay off mortgage, student loan and other debt you may have accumulated as well as provide a memorial and legacy for your loved ones.

Your future starts now! Visit gbu.org and learn how you can set up the financial tools that can help you create a successful legacy.

GBU Life is the marketing name for GBU Financial Life. Life insurance is underwritten by GBU Financial Life (GBU), Pittsburgh, PA 15227. *Loans and withdrawals taken against a permanent life insurance policy will reduce the death benefit and may result in a taxable situation. Policy and features are subject to approval. Riders are optional and have additional fees associated with them. Products not available in all states. Please see policy and rider coverage for complete details. Contract Form Series: ICC23_FPDA_IA_CON_(01-23), FPDA_IA_CON_FL_(07-23), FPDA_IA_CON_(07-23), ICC19-Y3Pay, FL20-Y3Pay, GEN-Y3Pay, ICC20- ART, FL20-ART.2, GEN20-ART, ICC20-ST, FL20-ST.2, GEN20-ST.
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Summer vacation is an exciting time packed with trips, camps, and sports, but we’ve all reached that point where we hear those dreaded words: “I’m bored!” With GBU Life’s Give Back Group benefit, you can keep your family busy while helping others without the pressure of covering project costs.
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By Mark Cloutier July 13, 2026
As Chief Financial Officer, part of my role is to help ensure GBU Life remains financially strong, provides good value to its members and is able to meet future benefit obligations.
Cl
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GBU Life members between the ages of three and nine years old can enter their colored page in this year's contest, which is themed The Golden Hour.
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