Build a Safety Net and a Legacy

April 6, 2022
Planning for your estate can be difficult. After all, how can you predict what you will have available at the end of your life to leave to both family and for charitable contributions? GBU's new life insurance product, Secure Cash Advantage Single Premium Whole Life (SPWL) is a great option to help with this challenge. Secure Cash Advantage SPWL helps to ensure that you can give the maximum gift to your loved ones, to the charitable organization of your choice, or both.

When you purchase Secure Cash Advantage SPWL, you purchase a life insurance policy with a one-time payment of your choice and name your beneficiaries. You can work with your agent to discuss a desired end-value or to grow a current amount of funds that you may have set aside. Upon issuance, the policy's death benefit is immediately available to your beneficiaries should the worst happen, but will grow when your annual dividends are used to purchase additional guaranteed coverage. This ensures that you leave your beneficiaries with more than you started with.

Additionally, Secure Cash Advantage SPWL builds cash value quickly, so that your policy's cash value is generally equal to your original premium within one to four years. You can borrow against the policy's cash value should you need to during your lifetime. Policies of $100,000 or more include living benefits riders which allow you to tap into your policy's death benefit in the case of certain health events such as a terminal diagnosis or critical health condition to pay medical expenses.

Your life insurance policy becomes a safety net while you are living but a legacy to your beneficiaries at the end of your life.

To find out more about Secure Cash Advantage and other life insurance options from GBU, contact your GBU agent or visit gbu.org to schedule an appointment to discuss your needs.

Payment of dividends is not guaranteed as the assumptions on which they are based are subject to change. Loans and withdrawals taken against a permanent life insurance policy will reduce the death benefit and may result in a taxable situation. Coverages for disability, accident and/or illness are defined in the policy. Products not available in all states. Please see policy and rider for complete details. Contract Form Series: ICC20-SPWL, FL20-SPWL.2

By Lesley Mann May 29, 2025
As we move into the second quarter of another exciting year, I want to take a moment to reflect on our accomplishments and share some of the new initiatives we are implementing in the realms of sales, marketing and community engagement. Over the past year, GBU Life has reached significant milestones thanks to the dedication and hard work of our team and the trust and support of our members. Our sales department has exceeded targets, and we have expanded our reach to more communities than ever before. We have launched several successful marketing campaigns that have not only increased our visibility but have also strengthened our brand's presence in the industry. For this year, our focus will be educating potential new members on the importance of securing their financial futures through life insurance and annuity products while serving their communities as part of our great Society. Looking ahead, we are committed to enhancing our sales strategies to better serve you. We are introducing some tools for our agents to enhance our products. One new tool is our Defined Benefit Annuity program which combines the Future Flex Fixed Index Annuity (FIA) with a software tool that can help determine retirement savings needs and break them down into contributions over time to help you meet your retirement goals. Be sure to keep in touch with your GBU agent to review your plans and products to see how adding an FIA to your retirement planning can help boost your savings efforts
May 15, 2025
GBU members between the ages of three and nine years old can enter their colored page in this year's contest, which is themed Pawprints on My Heart. Three age categories will be judged as follows: Category I: Ages three and four Category II: Ages five and six Category III: Ages seven, eight and nine Entrants may use crayons, colored pencils, markers or watercolor paints. Entries will be accepted through Monday, August 18, 2025, at 11:59 p.m. EST. The picture on the next page can be reproduced, or copies can be obtained by calling the Community Engagement Team at the GBU Home Office (800-765-4428) or by printing the image above. Cash Prizes for Each Category First prize: $75 Second prize: $50 Third prize: $30 How to Enter Send the three- to nine-year-old GBU member's coloring contest entry with their name and address on the colored page to: GBU Life ATTN: Member Benefits 4254 Saw Mill Run Boulevard Pittsburgh, PA 15227-3394. Or email contest@gbu.org with "Coloring Contest Entry” as the subject line. General Information Judges reserve the right to accept or reject any or all entries. Their decisions will be final. Artwork will be handled at the GBU Home Office with the utmost care. GBU reserves the right to reproduce entries for whatever use it wishes, provided proper credit is given. Permission does not include the sale of such work.
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Graduating from college is an exciting milestone, but it’s also the perfect time to focus on your financial future. Building on the foundation you’ve already laid the groundwork for with smart money choices will set you up for long-term success. Here are a few key financial products to consider as you take the next step.
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