5 Easy Ways To Save Money In 2021
websitebuilder • February 4, 2021
1. Cut The Coffee
We're not saying to get rid of your daily dosage of caffeine (We would never do such a thing!),but we do suggest using an at-home coffee maker rather than spending $4 every day on a "cup of Joe" from the drive-thru. You'd be amazed at the amount of money you could save!
2. Review Your Cell Phone Plan
When is the last time you evaluated your cellphone plan? Take a few minutes and explore other plan options from your provider to cutback on overspending You may even find it to be more cost-efficient to switch providers.
3. Reconsider A Gym Membership
The sky is the limit when it comes to free, online workout tutorials that can be completed in the comfort of your own living room or basement. Sure you may have to do some rearranging, but your pocketbook will definitely reap the benefits.
4. Shop Off-Brand Items
Shopping for generic prescriptions, food sand toiletries can significantly cut costs from your bill. Remember to compare ingredients; if you don't see a difference, why not save some money and opt for the less expensive option?
5. Dine In At Home
It's tempting to order take-out or delivery(especially during the cold, winter months). Instead, attempt to do more in-home cooking. Try a new recipe or a twist on a family favorite.

As we move into the second quarter of another exciting year, I want to take a moment to reflect on our accomplishments and share some of the new initiatives we are implementing in the realms of sales, marketing and community engagement. Over the past year, GBU Life has reached significant milestones thanks to the dedication and hard work of our team and the trust and support of our members. Our sales department has exceeded targets, and we have expanded our reach to more communities than ever before. We have launched several successful marketing campaigns that have not only increased our visibility but have also strengthened our brand's presence in the industry. For this year, our focus will be educating potential new members on the importance of securing their financial futures through life insurance and annuity products while serving their communities as part of our great Society. Looking ahead, we are committed to enhancing our sales strategies to better serve you. We are introducing some tools for our agents to enhance our products. One new tool is our Defined Benefit Annuity program which combines the Future Flex Fixed Index Annuity (FIA) with a software tool that can help determine retirement savings needs and break them down into contributions over time to help you meet your retirement goals. Be sure to keep in touch with your GBU agent to review your plans and products to see how adding an FIA to your retirement planning can help boost your savings efforts

GBU members between the ages of three and nine years old can enter their colored page in this year's contest, which is themed Pawprints on My Heart. Three age categories will be judged as follows: Category I: Ages three and four Category II: Ages five and six Category III: Ages seven, eight and nine Entrants may use crayons, colored pencils, markers or watercolor paints. Entries will be accepted through Monday, August 18, 2025, at 11:59 p.m. EST. The picture on the next page can be reproduced, or copies can be obtained by calling the Community Engagement Team at the GBU Home Office (800-765-4428) or by printing the image above. Cash Prizes for Each Category First prize: $75 Second prize: $50 Third prize: $30 How to Enter Send the three- to nine-year-old GBU member's coloring contest entry with their name and address on the colored page to: GBU Life ATTN: Member Benefits 4254 Saw Mill Run Boulevard Pittsburgh, PA 15227-3394. Or email contest@gbu.org with "Coloring Contest Entry” as the subject line. General Information Judges reserve the right to accept or reject any or all entries. Their decisions will be final. Artwork will be handled at the GBU Home Office with the utmost care. GBU reserves the right to reproduce entries for whatever use it wishes, provided proper credit is given. Permission does not include the sale of such work.

Graduating from college is an exciting milestone, but it’s also the perfect time to focus on your financial future. Building on the foundation you’ve already laid the groundwork for with smart money choices will set you up for long-term success. Here are a few key financial products to consider as you take the next step.