You can pick your term: Choose the low-cost, high face-value coverage you need from 10-, 15-, 20-, 30-, and 35-year term options. Your premiums stay the same throughout the entire term, making budget planning simple.
5 Great Things About GBU’s Select Choice Term Life Insurance
April 12, 2022
Term life insurance protects your loved ones by helping them meet financial commitments, such as mortgage payments or college educations, in the event of your premature death. Tailor coverage to fit your goals and budget and worry less about future financial what-ifs. Select Choice Term life insurance offers coverage up to $5 million, but that’s not all. Read on to find out more great things about Select Choice Term life insurance.
You can convert your policy: You can convert all or part of your policy to permanent whole life insurance at any point. After your level term period ends, your coverage becomes annually renewable, with rates increasing annually.
You have a backup plan for paying your premium: You can select a waiver of premium rider, which means that if you are unable to pay your premium under approved circumstances, GBU will pay it for you!
You can cover the whole family: GBU's Select Choice Term series offers both spousal and child riders, allowing the whole family to be covered under one policy.
You have a safety net for medical bills: If your policy is for $100,000 or more, you can add the Living Benefits Rider, which allows you to access part of your policy's death benefit to help with medical bills in the case of certain health events such as a terminal or critical illness.
GBU Life is the marketing name for GBU Financial Life. Life insurance is underwritten by GBU Financial Life (GBU), 4254 Saw Mill Run Blvd., Pittsburgh, PA 15227. Coverages for disability, accident and/or illness are defined in the policy. Products not available in all states. Please see policy and rider for complete details. Contract Form Series: ICC20-ART, FL20-ART.2, ICC20-ST, FL20-ST.2.
2025 Financial Impact Report
Practical Tips to Organize For Your Well-Being
Rest as a Form of Productivity
Each year, we set aside time to deep clean and organize our homes. But when was the last time you set aside time to organize your finances? We sat down with GBU Life Home Office agents Leah Teahl and Dominic Nicciai to learn about the benefits of an annual financial review and how you can get started.
Every child can name a teacher who made a difference: the one who stayed late to help, offered encouragement at just the right moment or made learning feel exciting. Recognizing a teacher’s dedication doesn’t require grand gestures, but it does call for intention. Thoughtful appreciation gifts, especially during Teacher Appreciation Week or year-end celebrations, offer a tangible way to express heartfelt gratitude.
Board Election GBU Financial Life’s national bylaws allow adult insured members (as defined in Article VI, Section 1 of the bylaws) the right to vote for the organization’s Board of Directors. Ballots will be mailed at the beginning of August 2026 to all eligible members. Eligible members may vote by paper ballot via mail or electronic ballot online once they receive their ballot. Cumulative voting or voting by proxy is not permitted.
We hope the holiday brought you moments of rest and joy for the year ahead, giving you time to recharge and look forward with renewed purpose.
Winter is a magical time filled with holidays and the warmth of togetherness. It’s the perfect season to start traditions that your kids will look forward to every year. Here are some creative ideas to start your family’s unique winter traditions!
To help you shine at your next workplace white elephant party, here’s a list of affordable and useful gift ideas.
Here are 9 unique and meaningful ways to express your gratitude.