Give The Gift of a Solid Financial Foundation
Jennifer Stockdale • November 8, 2020
Gifts of toys, video games and sneakers may check some items off of their wish lists, but this year, why not give a gift that will last a lifetime. Take a look at two financial gift ideas that can set the children in your life up for a lifetime of success. Talk to your GBU agent today about these great gift ideas for a child you love.
Youth 3 Pay Life Insurance
If the child in your life is young and healthy, you may wonder why life insurance would be necessary. GBU's Youth 3 Pay Life insurance is permanent life insurance that can be purchased now at lower rates, but will cover the individual throughout their life. This policy also offers a Guaranteed Purchase Option rider that will ensure the ability to purchase additional coverage throughout their lives without the need for a medical exam. As they become adults, the cash value of the policy can be borrowed at a low interest rate to help with expenses such as education, a mortgage down payment or medical emergency. The child's parent or legal guardian needs to fill out the application, but funding a lifelong policy is a great way to help the child on your list to lay a solid foundation for their financial future.
Coverdell Education Savings
Higher education is certainly one of the largest expenses the child in your life will face. Establishing a Coverdell Education Savings Account can help them be able to reach their education goals after high school. Money can be added to the account over time by parents, the child and other relatives so that the account can continue to grow. Funds are available for a variety of education needs and unused funds can be rolled over to siblings or other relatives or even used for other purposes (with some tax penalties). The Coverdell Education Savings Account gives the student an established account to add savings to, such as birthday and graduation gifts as well as earnings from part-time jobs. Having funds available for higher education will set them up for future success and less lifetime debt.
October 1, 2025 – December 31, 2025
2025 Financial Impact Report
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Each year, we set aside time to deep clean and organize our homes. But when was the last time you set aside time to organize your finances? We sat down with GBU Life Home Office agents Leah Teahl and Dominic Nicciai to learn about the benefits of an annual financial review and how you can get started.
Every child can name a teacher who made a difference: the one who stayed late to help, offered encouragement at just the right moment or made learning feel exciting. Recognizing a teacher’s dedication doesn’t require grand gestures, but it does call for intention. Thoughtful appreciation gifts, especially during Teacher Appreciation Week or year-end celebrations, offer a tangible way to express heartfelt gratitude.
Board Election GBU Financial Life’s national bylaws allow adult insured members (as defined in Article VI, Section 1 of the bylaws) the right to vote for the organization’s Board of Directors. Ballots will be mailed at the beginning of August 2026 to all eligible members. Eligible members may vote by paper ballot via mail or electronic ballot online once they receive their ballot. Cumulative voting or voting by proxy is not permitted.
We hope the holiday brought you moments of rest and joy for the year ahead, giving you time to recharge and look forward with renewed purpose.
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