We've found some tips to keep up your sleeve this winter.

The Defined Benefit Annuity from GBU Life can help you to create a plan for a guaranteed income in retirement by making regular contributions based on your retirement income targets.

Graduating from college is an exciting milestone, but it’s also the perfect time to focus on your financial future. Building on the foundation you’ve already laid the groundwork for with smart money choices will set you up for long-term success. Here are a few key financial products to consider as you take the next step.

Kick-start your child’s journey to financial success with a whole life policy from GBU Life.

How well do you know the characters from the hit TV series The Office? Watch your reruns and get ready to test your skills in our winter trivia contest!

Did you know you can use your RMD to purchase financial products that can help to secure the future for you, your loved ones or a charitable organization that you care about?

Traveling can be one of life’s greatest joys. However, packing smart can make or break your experience. With so many gadgets and accessories out there, figuring out what’s truly useful can be overwhelming. To help you streamline your packing list, here’s a guide to the most useful travel items that will enhance your adventures. 1. The All-Purpose Carry-On Bag A durable, well-organized carry-on bag is essential. Look for one with: Compartments: separate sections for clothes, electronics and toiletries Durability: waterproof or water-resistant materials for unexpected weather Mobility: wheels and an adjustable handle for easy transport This is a must-have item because it saves you from waiting at baggage claims and prevents lost luggage during flights. 2. Travel-Friendly Toiletry Kit Opt for a compact, TSA-approved toiletry kit with refillable travel-size bottles. Bonus points if it comes with a hook for easy hanging in small hotel bathrooms. Tip: keep a separate mini toiletry bag in your carry-on with essentials like toothpaste, face wipes, and lip balm to freshen up during long journeys. 3. Portable Charger and Universal Adapter Staying connected is crucial for navigation, translating apps and emergency calls. A reliable power bank ensures your devices stay charged, especially during long flights or train rides. Pair it with a universal adapter to charge your gadgets no matter the country you’re visiting. 4. Packing Cubes Packing cubes help you stay organized by categorizing your clothes and accessories. They also maximize space in your luggage. 5. Travel Insurance and Document Organizer Keep all your travel documents—passport, visas, insurance and itinerary—in a waterproof organizer. This can be as simple as a resealable sandwich bag. 6. Reusable Water Bottle Remember to stay hydrated! Plus, a water bottle with a built-in filter ensures you have safe drinking water even in remote areas. 7. Noise-Canceling Headphones Whether you’re on a noisy plane or staying in a bustling city, noise-canceling headphones can be a lifesaver. Invest in lightweight, wireless options for added comfort. 8. Eye Mask For long-haul flights or train rides, a comfortable eye mask can help you get some rest. 9. Compact First Aid Kit Accidents and illnesses can happen anytime. A small first aid kit stocked with band-aids, pain relievers, antiseptic wipes and any personal medications is a must. Tip: add items like motion sickness tablets and electrolyte packs for extra preparedness. 10. Multi-Function Travel Jacket Look for jackets with built-in storage—many designs come with hidden pockets for passports, phones, and even water bottles! These jackets are perfect for streamlining your essentials. Tip: if you’re going somewhere with a cold climate, consider bringing a large scarf that can also double as a blanket or wrap. 11. Daypack or Sling Bag A small, secure bag for day trips is essential. Choose one with anti-theft features like lockable zippers or RFID-blocking technology to protect your valuables. 12. Versatile Footwear Depending on your itinerary, pack a pair of lightweight walking shoes, sandals and waterproof boots. Opt for neutral colors and comfortable designs to match various outfits. Packing the right items makes your journey smoother and more enjoyable. Start with these essentials, and tailor them to your destination and travel style. Remember, the key to efficient packing is quality over quantity. Remember to focus on versatile, durable and practical items that suit your needs!

To help you shine at your next workplace white elephant party, here’s a list of affordable and useful gift ideas.

These four cozy recipes can warm up even the coldest days. Enjoy a steaming bowl of ramen, chipotle chili and more.