A Spirited DIY Craft
October 31, 2023
Looking for a cheap but spooky DIY craft this Halloween? We have you covered. These DIY glow-up ghosts are adorable, festive, and can be made using mostly things you already have at home!
Supplies
- Cream, beige, or white flour sack cloth or something similar
- Empty water bottle
- Small funnel
- 1.5 pounds of rice
- Fairy lights with battery pack
- Decorations for headband (garland, little flowers, braided rope or yarn
- Black foam paper with adhesive backing
- Foam Ball
- Glue dots
Steps
- Pour approximately 1.5 cups of rice into the empty plastic bottle using a funnel. The rice should fill about 1/3 of the entire bottle.
- Screw Styrofoam ball down onto the rim of the bottle. Keep screwing until it's secure.
- Stick a large glue dot on the top center part of the ball (this will be used later). Stick another two large dots underneath the ball, on each side in order to better secure the ball.
- Take the battery pack and tape the cord that goes into the battery back to the bottom half of the bottle (make sure not to tape up the battery pack itself and just let the pack hang).
- Wrap the lights around bottle, taping them down as you go. Work your way up toward the head and wrap lights around the head, pressing into ball to fasten but do not put tape on ball itself. If your lights are loose on the ball, you can use a glue dot to secure.
- Cut off tags from dish cloth and open cloth to find the very middle. Put the cloth over the head of the ghost and push onto the large glue dot that is on the head. Tuck edges of cloth underneath ghost.
- Knot the headband in the back and place on ghost head. Feel free to fray the yarn if you please.
- Pick your flowers and/or garland and fasten them to the headband using your small glue dots.
- Cut out your eyes and mouth (if you want one) using the black foam and peel off the adhesive paper on back. Attach to your ghost.
- Turn on the battery pack and name your ghost.


As we move into the second quarter of another exciting year, I want to take a moment to reflect on our accomplishments and share some of the new initiatives we are implementing in the realms of sales, marketing and community engagement. Over the past year, GBU Life has reached significant milestones thanks to the dedication and hard work of our team and the trust and support of our members. Our sales department has exceeded targets, and we have expanded our reach to more communities than ever before. We have launched several successful marketing campaigns that have not only increased our visibility but have also strengthened our brand's presence in the industry. For this year, our focus will be educating potential new members on the importance of securing their financial futures through life insurance and annuity products while serving their communities as part of our great Society. Looking ahead, we are committed to enhancing our sales strategies to better serve you. We are introducing some tools for our agents to enhance our products. One new tool is our Defined Benefit Annuity program which combines the Future Flex Fixed Index Annuity (FIA) with a software tool that can help determine retirement savings needs and break them down into contributions over time to help you meet your retirement goals. Be sure to keep in touch with your GBU agent to review your plans and products to see how adding an FIA to your retirement planning can help boost your savings efforts

Graduating from college is an exciting milestone, but it’s also the perfect time to focus on your financial future. Building on the foundation you’ve already laid the groundwork for with smart money choices will set you up for long-term success. Here are a few key financial products to consider as you take the next step.