Life insurance serves as a financial safety net, offering crucial support to your family if the unthinkable happens. It provides a lump-sum payment to beneficiaries, helping to cover expenses such as mortgage payments, education costs, and daily living expenses. This financial cushion can alleviate stress during challenging times, allowing your family to focus on healing and maintaining their standard of living.

 GBU Life offers a variety of life insurance policies tailored to meet the unique needs of your family:

Term Life Insurance: Offers coverage for a specific period, making it an affordable option for young families. Term insurance can ensure that things like your mortgage, credit card, student loan or other debt are taken care of and that your family can continue to their current quality of life should you die unexpectedly.

Whole Life Insurance: Provides lifelong protection with the added benefit of building cash value over time that you can borrow at a pre-determined interest rate for needs such as home improvements, debt paydown or unexpected expenses.

An Annuity is a financial product that provides a steady income stream, often used as a part of retirement planning. Here's why you might consider an annuity:

Long-term Financial Planning: Annuities can help ensure you have a reliable income during retirement.

Investment Growth: Some annuities offer investment options that can grow your money over time.

Tax Benefits: Contributions to certain annuities may be tax-deferred, meaning you won't pay taxes until you withdraw the funds.

Take Control of Your Financial Future: with threats to the future of social security looming and the scarcity of companies offering pensions, it is important to provide for your own post-career future. GBU's Defined Benefit Annuity program allows you to determine your potential needs during retirement and make regular contributions to achieve your needs.

The best plans for a secure financial future start during childhood. GBU offers products to help you start the planning for your childrens' futures with benefits they can use right now!

Youth 3 Pay: This whole life policy is completely paid up in 3 annual payments. You can choose a Guaranteed Purchase Option Rider to allow your child to add on to the policy when they reach adulthood without additional proof of insurability.

Child term rider: This rider allows you to add your children to your life insurance policy so that they take advantage of GBU's youth benefits as long as your policy is active.

Coverdell Education Savings Plan: An easy way to start saving for a qualifying post-secondary education is with a Coverdell ESA.  The Coverdell ESA is a type of IRA that allows not only parents, but other relatives and even family friends to contribute to a child's account (contributions must be made in cash). Non-deductible contributions each year can be up to $2,000 total for all contributors.

Enjoy local and national discounts on dining, entertainment and services. You can print coupons from home or simply redeem them from the mobile app!

Deep discounts, up to 50% and BOGO

National, regional and local discounts

Best in class offers, up to 50% off, on things you do everyday.

Save on dining, attractions, activities shopping, services travel and more!

Save locally and when you travel. Offers from VIP Perks! by Entertainment® are available in 10,000+ US and Canadian cities.

GBU Life knows that health, wellness, and volunteerism are important to you. We'd like to introduce you to Optimity, an app-based platform that rewards you for taking care of yourself and others. From stretching, to drinking water, to planting flowers in your local park, Optimity helps motivate different activities, earning you gift cards to favorites including Amazon, Starbucks, Sephora, Hello Fresh and more.

Learning a new language is a gateway to personal and professional growth, cognitive enhancement, and gives us a deeper, more empathetic understanding of the world around us. It is an invaluable skill that enriches our lives in countless ways, making us more capable, culturally aware, and globally engaged individuals.

At GBU Life, we recognize how crucial these language programs are and would like to reimburse you 50% of the cost of any language course or program, up to $250 annually! This includes language apps such as Duo Lingo or Babbel.

Get special discounts or free admission to GBU sponsored events throughout the year.

LawAssure is an easy-to-use online service that uses smart technology to help you prepare essential legal documents. This paid service is available and completely free to GBU Life insured members.

With LawAssure, you can create a customized will or access important legal documents that allow you to assign power of attorney or establish healthcare directives--all from the comfort of your own home.

Getting a driver’s license is a major milestone in a teenager’s life and that is why GBU Life is pleased to offer a teen driver's course reimbursement.

GBU promotes driver safety and education programs such as high school in-classroom driver’s education programs and online courses. GBU will reimburse a teen member 50% of the in-classroom or online course fee (up to $100 maximum) after he/she has successfully completed a Driver’s Education Certification Course.

Saving for college is one of the most prominent challenges families face today. The SAGE Scholars Tuition Rewards® program, offered through GBU Life, reduces financial stress and provides a simple and effective way for your family to send a child or loved one to college. 

Enrolled GBU members earn SAGE Scholars Tuition Rewards Points to help offset the financial burdens of a four-year undergraduate degree at SAGE Scholars network colleges and universities.

Give Back University is a part of GBU’s commitment to our youth and their education. The best way to help the communities we care about is to help foster a sense of community in our youth. We hope that Give Back University members will grow up to be advocates and strong leaders both for GBU and for the communities they live in.

Youth members have access to free Outschool courses, rewards for community service and access to additional GBU youth programming throughout the year.

GBU Life's new Team to Team program helps our youth members to be able to offset costs associated with school and recreational clubs. Qualifying group types include academic, athletic, art, musical, recreational, and youth groups. Limit to one sponsorship per member per year. Terms and conditions for this benefit are based on funds availability and are subject to change at any time.

Insured GBU youth members can apply for a team sponsorship under this program. 

Insured GBU members attending college or trade school can apply for various academic scholarships and grants offered through the GBU Foundation.

Insured youth members entering 9th grade are eligible for a one-time $250 grant to offset education expenses such as computer or sports equipment.

As a GBU member, if you have a close family member pass away, GBU is here for you. Through our partnership with Empathy, you can get help with grief counseling, writing an obituary, closing out an estate, closing online accounts and more.

When you have questions, the experts at GBU have answers. GBU has friendly, empathetic professionals to help you every step of the way from helping you find a great agent to work with to supporting you when you have questions, need to file a claim or need to make a change to your policy.

When you identify a way to help out in your community and find like-minded people to help in the effort, you form a Give Back Group. GBU will help support your group in its goals by matching donations earned during fundraisers (Up to $1,000 per participating member up to $5,000 per group) and providing project start-up funds ($250 per participating members up to $1,000 per group). 

Work with fellow GBU members to make a difference in your community. Invite others to help as well. Your power to do good increases with each GBU member on your team. Together, you can make a difference. 

Happy Birthday from GBU Life! As a gift from GBU Life to you, we would like to extend the opportunity to participate in a Birthday Match. Make a donation to your favorite 501(c)3 organization on your birthday and we will match your donation up to $100!

When you support the organizations you care about through volunteering, GBU supports them, too! GBU will donate $15 per hour for every hour a member volunteers for an approved 501(c)(3) organization, up to $150. Terms and conditions for this program are based on funds availability and are subject to change at any time.

When you become a GBU member, GBU will donate $50 on your behalf to the national partner you choose:

The American Cancer Society

The American Heart Association

MADD

Donor's Choose

Ronald McDonald House Charities

The American Red Cross

Operation Troop Appreciation

Marine's Toys for Tots

Feeding America

The GBU Foundation

GBU members have an opportunity each year to nominate their favorite 501 (c) (3) organizations to receive a grant from the GBU Foundation.

GBU Life partners with many nonprofit organizations and regularly has volunteer opportunities for members.

Looking to hone your leadership skills? GBU members can apply to become a Neighbrood Leader and lead community activities in their area. GBU's Neighborhood Leader program is a great way to build up your resume and be rewarded for the great things you do!