June is Annuity Awareness Month.
June is recognized as Annuity Awareness Month, a time dedicated to educating consumers about the important role annuities can play in education savings and retirement planning. With financial security being one of the top concerns for families, this month serves as a valuable opportunity to highlight how annuities can provide steady, guaranteed income, protect against market volatility, and offer peace of mind for the future.
Annuities from GBU Life offer you options to help build wealth. Our deferred annuities help grow your savings with competitive interest rates, compounded daily, while our immediate annuities convert a portion of your retirement savings into steady, reliable income for a specified period or your lifetime.
Whether you're nearing retirement or just starting to plan ahead, Annuity Awareness Month encourages individuals to explore how annuities may fit into a well-rounded financial strategy.

"Looking ahead, we are committed to enhancing our sales strategies to better serve you. We are introducing some tools for our agents to enhance our products. One new tool is our Defined Benefit Annuity program which combines the Future Flex Fixed Index Annuity (FIA) with a software tool that can help determine retirement savings needs and break them down into contributions over time to help you meet your retirement goals."
-Lesley Mann, CMO, GBU Life
Annuities
Prepare for What's Next
While life doesn’t come with guarantees, fixed annuities do.
Fixed annuities are investments backed by an insurance company. They provide predictable growth along with the ability to turn your savings into an income stream.
GBU Life fixed annuities grow tax-deferred until you’re ready to withdraw the funds or turn them into a regular paycheck you can’t outlive. And, not only can our annuities be a good fit for securing your retirement, but they can also help you reach other long-term financial goals like buying a home or paying for higher education.

Annuities are for their future, too.
The Coverdell Education Savings Program offers a valuable opportunity for families to invest in their children's educational futures. Established to encourage savings for educational expenses, this program allows individuals to contribute up to $2,000 annually per beneficiary under the age of 18. The funds can be used for a broad range of educational costs, from primary and secondary schooling to higher education expenses, covering not only tuition but also books, supplies, and special needs services. With tax-free growth and withdrawals when used for qualified education expenses, the Coverdell ESA provides a strategic advantage for families planning ahead. Whether you're looking to support your child through elementary school or prepare for college, this program offers a versatile and beneficial way to ease the financial burden of education.


Future Flex
Fixed Index Annuity
Expanded earning potential with downside protection.
The Future Flex Fixed Index Annuity (FIA) can help grow your savings with carefully measured risk. This flexible premium deferred annuity earns interest when your chosen stock market index or indices perform well while simultaneously protecting against market downturns.
The Future Flex FIA allows you the flexibility to make additional contributions of $1,000 or more at any time during the four-year contract. Plus, you can choose to reallocate your money amongst three different index options every one or two years.
The Future Flex Fixed Index Annuity gives you:
Principal protection:
Fixed index annuities protect your initial investment, meaning you won’t lose money due to market volatility. When the index or indices you choose experience a decline in performance from the beginning to the end of an index term, you will not lose any money due to poor market performance.
Additionally, our Future Flex Fixed Index Annuity offers unlimited earning potential with three well-designed Barclays index options and competitive participation rates, which help determine the amount of interest credited at the end of each
index term.
Flexibility:
Our Future Flex Fixed Index Annuity allows you flexibility to accommodate lifestyle or economic changes over time.
You can choose to add more premium to your annuity throughout your contract and choose how you allocate your premium* so that some of your index funds can work hard while others sit back and enjoy the steady earnings of a pre-defined interest rate. You can also withdraw a certain amount of money each year without paying penalties like surrender charges.
*minimum/maximum amounts apply
Tax-Deferred Growth
Earnings in a fixed index annuity are not taxed until withdrawn. This means your money can grow faster than in a taxable account because you’re not losing a portion of your earnings to taxes each year.
Guaranteed Income for Life
Fixed index annuities can provide a guaranteed stream of income for the rest of your life, no matter how long you live. This can be a valuable source of income in retirement, especially if you’re concerned about outliving your savings.
More GBU Life Annuities
Flexible Premium Deferred Annuity (FPDA)
Multi Year Guaranteed Annuity (MYGA)
How can I use annuities to help prepare for my future?



