Life insurance is a contract between you and an insurance company where you agree to pay premiums in exchange for a payout to your beneficiaries upon your death. While it may seem unnecessary at a young age, obtaining life insurance early can be beneficial for several reasons:

Lower Premiums: Younger individuals typically pay lower premiums because they are generally healthier and less risky to insure.

Financial Security for Loved Ones: Life insurance can help cover funeral expenses, outstanding debts, or provide support for family members you may leave behind.

Building Cash Value: Some types of life insurance, like whole life insurance, build cash value over time, which you can borrow against or use in the future.

Building Generational Wealth: Even if you live a long and debt free life, growing a life insurance policy throughout your life allows you to leave a larger legacy to the next generation than savings alone and helps ensure your loved ones do not incur debt upon your passing.

A Policy That Grows With You: GBU's whole life policies have riders (add on features) such as the Guaranteed Purchase Option, which means you can start with a smaller policy and add more coverage as your needs change without further proof of insurability.

An Annuity is a financial product that provides a steady income stream, often used as a part of retirement planning. Here's why you might consider an annuity:

Long-term Financial Planning: Annuities can help ensure you have a reliable income during retirement.

Investment Growth: Some annuities offer investment options that can grow your money over time.

Tax Benefits:Contributions to certain annuities may be tax-deferred, meaning you won't pay taxes until you withdraw the funds.

Take Control of Your Financial Future: with threats to the future of social security looming and the scarcity of companies offering pensions, it is important to provide for your own post-career future. GBU's Defined Benefit Annuity program allows you to determine your potential needs during retirement and make regular contributions to achieve your needs.

Enjoy local and national discounts on dining, entertainment and services. You can print coupons from home or simply redeem them from the mobile app!

Deep discounts, up to 50% and BOGO

National, regional and local discounts

Best in class offers, up to 50% off, on things you do everyday.

Save on dining, attractions, activities shopping, services travel and more!

Save locally and when you travel. Offers from VIP Perks! by Entertainment® are available in 10,000+ US and Canadian cities.

GBU Life knows that health, wellness, and volunteerism are important to you. We'd like to introduce you to Optimity, an app-based platform that rewards you for taking care of yourself and others. From stretching, to drinking water, to planting flowers in your local park, Optimity helps motivate different activities, earning you gift cards to favorites including Amazon, Starbucks, Sephora, Hello Fresh and more.

Learning a new language is a gateway to personal and professional growth, cognitive enhancement, and gives us a deeper, more empathetic understanding of the world around us. It is an invaluable skill that enriches our lives in countless ways, making us more capable, culturally aware, and globally engaged individuals.

At GBU Life, we recognize how crucial these language programs are and would like to reimburse you 50% of the cost of any language course or program, up to $250 annually! This includes language apps such as Duo Lingo or Babbel.

Get special discounts or free admission to GBU sponsored events throughout the year.

When you have questions, the experts at GBU have answers. GBU has friendly, empathetic professionals to help you every step of the way from helping you find a great agent to work with to supporting you when you have questions, need to file a claim or need to make a change to your policy.

When you identify a way to help out in your community and find like-minded people to help in the effort, you form a Give Back Group. GBU will help support your group in its goals by matching donations earned during fundraisers (Up to $1,000 per participating member up to $5,000 per group) and providing project start-up funds ($250 per participating members up to $1,000 per group). 

Work with fellow GBU members to make a difference in your community. Invite others to help as well. Your power to do good increases with each GBU member on your team. Together, you can make a difference. 

Happy Birthday from GBU Life! As a gift from GBU Life to you, we would like to extend the opportunity to participate in a Birthday Match. Make a donation to your favorite 501(c)3 organization on your birthday and we will match your donation up to $100!

When you support the organizations you care about through volunteering, GBU supports them, too! GBU will donate $15 per hour for every hour a member volunteers for an approved 501(c)(3) organization, up to $150. Terms and conditions for this program are based on funds availability and are subject to change at any time.

When you become a GBU member, GBU will donate $50 on your behalf to the national partner you choose:

The American Cancer Society

The American Heart Association

MADD

Donor's Choose

Ronald McDonald House Charities

The American Red Cross

Operation Troop Appreciation

Marine's Toys for Tots

Feeding America

The GBU Foundation

GBU members have an opportunity each year to nominate their favorite 501 (c) (3) organizations to receive a grant from the GBU Foundation.

GBU Life partners with many nonprofit organizations and regularly has volunteer opportunities for members.

Looking to hone your leadership skills? GBU members can apply to become a Neighbrood Leader and lead community activities in their area. GBU's Neighborhood Leader program is a great way to build up your resume and be rewarded for the great things you do!